23622 Stream Ave, Sorrento, FL 32776
4 beds · 3 baths · 2,448 sqft sqft
Welcome to 23622 Stream Ave, Sorrento, FL, 32776! This charming single-family residence offers an inviting blend of comfort and style, perfect for modern living. With 4 spacious bedrooms and 3 full baths, this home is designed to accommodate a growing family or provide ample space for guests. Step inside to discover a well-thought-out interior featuring an open floor plan. The kitchen, equipped with solid wood cabinets and elegant stone counters, seamlessly flows into the family room, creating a warm and inviting space for gatherings. Enjoy meals in the cozy eating space within the kitchen or host more formal dinners in the living room/dining room combo. The tray ceiling adds a touch of sophistication to the living areas. But what truly sets this home apart is the beautiful sunlight that fills every corner, creating a cheerful ambiance throughout the day. Large windows allow natural light to stream in, brightening up the living spaces and enhancing the overall atmosphere. This home comes with a full suite of appliances, including a dishwasher, microwave, range, ensuring convenience and efficiency in your daily routines as well as new flooring in the bedrooms. The half-acre lot and the exterior of the property is equally impressive. Relax on the covered front porch, gather around the firepit, or entertain guests on the screened lanai, offering a perfect blend of indoor and outdoor living. The attached three-space garage provides ample storage and parking. Situated in the serene community of Sorrento, this residence at 23622 Stream Ave is more than just a home; it's a lifestyle. Don't miss the opportunity to make it yours!
Source: STELLAR #o6212098
Source: STELLAR #o6212098
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6212098
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.