222 Ashton Pl, Newnan, GA 30265
4 beds · 2 baths · 2,518 sqft sqft
MUST SEE! BEAUTIFUL home with upgrades throughout! Pristine & Ready to ENJOY NOW! Inviting Rocking Chair front porch leads into 2 Story Foyer with Soaring Ceiling. Large Dining room featuring coffered ceiling and trim detail provides ample room for Entertaining. Ideal space for Butler's pantry or coffee bar leads into the Kitchen. Spacious Chef's Kitchen includes Kitchen Island with storage, Under Cabinet Lighting, Subway Tile Backsplash, Granite Counters, Walk-in Pantry, Stainless Steel Appliances, 5 Burner Gas Range and Refrigerator included. Breakfast Area opens to Great Room featuring an interior Fireplace and plenty of relaxing space. Convenient Built-in Bench with Cubbies off garage entry leads to Sizeable Tiled Laundry Room & Half Bath. Enjoy Hardwood Flooring throughout Living Spaces on main including the Upstairs Landing and Elegant Stairs with wrought iron spindles. Double doors open to Expansive Owner's Suite. Roomy Spa like Bath boasts Tile Shower with Corner Bench, Handheld Shower Head, Dual Sinks with Generous Counter space, Tile Floor & Large Walk-in Closet. Additional 3 Bedrooms and Full Bathroom upstairs, including TEEN SUITE with Huge Walk-in Closet! Spend your evenings on the GAME DAY PORCH complete with Ceiling Fan, Wood Burning Fireplace & Speakers! *Game Day Porch TV Included *Refrigerator Included *Video Doorbell *Keyless Entry *Tankless Water Heater *Spray Foam Insulation *Blinds *Ashton Place Pool, Playground, Sidewalks and Street Lights *Minutes from Restaurants, Shopping, Grocery Stores, Schools, Piedmont Hospital and I-85!
Source: GAMLS #10352677
You may be able to put down less than the total down payment amount of $191,768 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10352677
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10352677
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.