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2121 River Heritage Blvd, Dumfries, VA 22026
4 beds · 4 baths · 3,487 sqft
Welcome to 2121 River Heritage Blvd, a beautifully designed residence that perfectly blends modern luxury with comfortable living. This exquisite home features 4 spacious bedrooms, 3.5 baths, and a 2 car garage, offering ample space for family and guests. As you step inside, you are greeted by an open-concept layout that boasts natural light and elegant finishes. The gourmet kitchen is a chef’s dream, complete with stainless steel appliances, granite countertops, and a large island perfect for entertaining. The adjoining dining area and expansive living room create a warm and inviting atmosphere, ideal for gatherings. Step outside to your private oasis, where a spacious deck offers a perfect setting for morning coffee or evening relaxation. The beautifully landscaped yard with an irrigation system provides plenty of space for outdoor activities. Go up to the primary suite, which features two walk-in closets and a spa-like en-suite bathroom with dual vanities, and a spacious shower. Each additional bedroom is generously sized and thoughtfully designed to provide comfort and privacy. Retreat to the basement, where you will find a large space to relax, a bar to entertain, and full bathroom. Solar panels convey with the home which offer monthly savings for energy. Located in the desirable community of Potomac Shores, this home is just minutes from local amenities such as 3 pools, a fitness center, parks, and scenic walking trails. Don’t miss the chance to make this dream home your own! Schedule a viewing today and experience the perfect blend of luxury and comfort at 2121 River Heritage Blvd.
Source: BRIGHT #VAPW2094406
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2094406
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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