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19803 Anderson Mill Rd, Beaverdam, VA 23015
3 beds · 2 baths · 1,068 sqft
Welcome to Your Own Private Escape on 9 Acres of Possibility Tucked away at the end of a long, winding driveway, this charming 3-bedroom, 2-bath rambler invites you into a life of peace, privacy, and purpose. Set on 9 beautiful acres, this home offers more than just a place to live — it offers room to breathe, space to grow, and the perfect setting for your next chapter. Step inside and you’re greeted by rich hardwood floors that flow throughout much of the home, creating warmth and continuity. The kitchen is a true standout, featuring granite countertops, full granite backsplash, a smooth electric cooktop, double wall ovens, and ample cabinetry to store everything from weeknight staples to holiday cookware. Whether you’re prepping dinner while watching deer stroll through the woods outside or entertaining friends for brunch, this kitchen is up to the task. Off the kitchen, the bright dining nook opens to a spacious living room bathed in natural light. French doors lead to your outdoor oasis — a composite back deck and expansive wrap-around porch where memories are made. Sip morning coffee in the quiet, read a book in the breeze, or host unforgettable backyard BBQs. The possibilities here aren’t just imagined — they’re endless. Back inside, the owner’s suite offers a private retreat with a fully renovated bath featuring ceramic tile and walk-in shower. Two additional bedrooms and a second updated full bath offer space for family, guests, or even a home office. But it’s what’s beyond the walls that truly sets this property apart: Fenced acreage perfect for animals or gardening. A chicken coop ready for your homesteading dreams. A storage shed and outbuilding to house tools, toys, or future plans. And all of it surrounded by woods and wildlife, just far enough off the beaten path to feel like your own hidden haven — yet close enough for a reasonable commute. With updates like a newer architectural roof and siding (2016), fresh interior paint, and a brand-new septic pump (2021), this home is move-in ready with room to make it your own. Whether you're starting a hobby farm, dreaming of evenings under the stars, or simply craving a slower pace of life — this is where your story begins.
Source: BRIGHT #VACV2008022
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VACV2008022
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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