1775 Beckwith Rd, Mount Juliet, TN 37122
4 beds · 4 baths · 3,604 sqft
This very well-maintained home boasts numerous upgrades, ensuring modern comfort and style. As you arrive, you'll notice the fully fenced front yard, providing both privacy and security. New roof and gutters January 2025. Step inside to find new windows and doors installed in 2023, enhancing energy efficiency and aesthetic appeal. Custom closets and pantry installed in 2024. The backyard is an oasis, featuring a hot tub and new decking around the pool, both added in 2023, perfect for relaxation and entertaining. Pet lovers will appreciate the heated and cooled dog shed, offering a comfortable space for furry family members. Inside, the home is equipped with two washers and dryers, making laundry a breeze, and a dual fridge setup for ample food storage. The property also includes an in-law suite, ideal for extended family or guests. Don't miss the opportunity to own this upgraded gem in a desirable location. Contact us today to schedule a viewing of 1775 Beckwith Rd!
Source: REALTRACS #2685982
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2685982
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
