14846 W Tomahawk Way, Sun City West, AZ 85375
2 beds · 2 baths · sqft
Charming Home with Modern Upgrades and Thoughtful Details! Step into this beautifully updated home and experience a blend of comfort and style. Featuring new Pella windows throughout, this home is bathed in natural light while offering energy efficiency and quiet serenity. The kitchen is a chef's dream, boasting granite countertops, slide-out kitchen shelving, and modern appliances for ultimate convenience. This popular Payson split floor plan ensures ample space for entertaining and comfortable living. New interior paint and custom lighting enhance the ambiance, creating a fresh and inviting atmosphere. This home truly caters to modern living while maintaining timeless appeal. Experience the wide variety of unique cacti & flagstone in this landscaped backyard as you host family & friends under the covered screened in patio perfect for enjoying those Arizona evenings. Storage is cinch in the large 2 car garage w/ upgraded storage cabinets. Come enjoy the multiple pools, softball field, biking trails, as well as bocce ball, shuffleboard, pickleball, and tennis courts. Golfing at Sun City West offers not only endless fun but also breathtaking scenery and stunning views. With seven meticulously maintained courses, four regulation and three executive, you'll enjoy an exceptional golfing experience every time you play.
Source: ARMLS #6809862
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6809862
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
