14700 Noya Dr, Austin, TX 78728
3 beds · 2 baths · sqft
This move-in-ready 3BD/2BA single-story charmer in North Austin’s Wells Branch community is the whole package! Prime location, coveted Round Rock ISD schools, amazing community events & amenities, Google Fiber internet, an updated roof (2024), plus a low 1.81% tax rate. Welcoming curb appeal with brick masonry, flourishing shade trees, two-car garage, and arching front entry. Step inside to discover a spacious living and dining room under soaring ceilings that flow seamlessly into the kitchen, which sits at the heart of the home. The kitchen comes ready to use with stylish new tile flooring and sleek stainless appliances including a gas range with double ovens, microwave, fridge, and dishwasher. There’s also a center prep island, pantry, and a sunny breakfast area. Archways open the kitchen into the cozy family room, which is ideal for entertaining. Enjoy a sizable primary suite secluded away from the secondary bedrooms with a walk-in closet and a dual vanity ensuite bathroom complete with a soaking tub and updated shower with subway tile surround and a pebble base. Your living space extends outdoors onto the spacious back deck with a built-in pergola area that is ideal for outdoor dining. The perfectly sized backyard boasts a partially updated fence and plenty of room to customize the yard area into your ideal outdoor space. Mills Pond recreation area and Katherine Fleischer Park are within walking distance from your door. Less than 10 minutes to major employers along the North Austin Tech Corridor, The Domain, and Q2 Stadium. Easy access to Mopac, I-35, and 45 with a vast array of options for shopping, dining, and entertainment in all directions. All appliances convey! This is a great opportunity to secure a home at this price point in this highly sought-after area. Come and take a tour today!
Source: ACTRIS #4624459
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4624459
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4624459
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.