13445 Bristol Park Way, Fort Myers, FL 33913
4 beds · 2 baths · sqft sqft
BEST PRICED 4 BEDROOM HOME IN GATEWAY. Welcome to your new oasis in the heart of Gateway! Nestled within the Cypress Cay Community, this rare gem presents a golden opportunity to own a spacious 4-bedroom home in one of the most coveted neighborhoods around. Experience serene family living, where suburban tranquility meets vibrant community spirit. Step inside and enjoy an inviting open layout, tailor-made for both relaxation and entertainment. Adorned with stunning wood floors, granite countertops, and exquisite tile backsplash accents throughout, you will be amazed by this home's charming touch! The driveway has been extended by owner as a nice addition- as well as the 4th bedroom giving access to the master. Perfect for home gym, expansive closet, office, nursery... endless options to the new home owner! This home is also equipped for your piece of mind with top of the line security system by SimpliSafe. With minimal HOA dues, you'll have the luxury of having access to the community pool and play area, perfect for lazy weekends or gatherings with guests. Gateway has a plethora of amenities and attractions just moments away. From easy access to I-75 for seamless commuting to being in close proximity to all grade-level schools, every convenience is at your fingertips. Sports enthusiasts will love the golf membership purchase option at The Club at Gateway, as well as the proximity to Spring Training facilities for both the Boston Red Sox and Twins. While foodies will delight in the array of dining options, from authentic Italian fare to mouthwatering sushi and finish the day with cold drinks at your local brewery. Exploring the wide variety of entertainment options Gateway has to offer, every day is a chance to enjoy the South West Florida lifestyle. Don't miss your chance to call this slice of paradise your own – schedule a viewing today and step into your dream home!
Source: FORTMYERS #224038908
You may be able to put down less than the total down payment amount of $129,177 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224038908
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #224038908
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.