1172 Carney Winters Rd, Ashland City, TN 37015
4 beds · 3 baths · 2,606 sqft
Your Woodland Haven Awaits! Discover tranquility and community in this beautifully updated retreat, perfectly located between Clarksville and Nashville—just 30 minutes to either. Spanning 5.82 acres, this property offers the ideal blend of peace and convenience. Tucked away from the road, the property features 2.5 acres of open space for gardening, gatherings, or unwinding, complemented by wooded acreage for exploration and relaxation. Imagine morning hikes in your private forest, afternoons on the covered patio as deer roam, or stargazing around the firepit in the evenings. Outdoor enthusiasts will appreciate the abundant wildlife and natural serenity. With no HOA or deed restrictions, the possibilities are endless—design your dream retreat with a barn, pool, or more. This property is a blank canvas for your vision. Inside, thoughtful updates and charming details bring character and functionality. The open floor plan is perfect for entertaining, while a newly updated pantry adds ample storage. The kitchen boasts sleek granite countertops, modern appliances, and generous workspace for culinary creativity. A luxurious catwalk overlooking the living space adds elegance and openness. Upstairs, two oversized bedrooms provide peaceful retreats, and a versatile activity room suits your needs—home office, gym, or guest space. Additional attic storage ensures seasonal items stay organized. Enjoy small-town charm and privacy in Ashland City, a community rooted in trust and neighborly spirit. Longtime residents embody warmth, often offering help, fresh produce, and camaraderie. Despite the tranquil setting, you’re just minutes from stores, downtown Ashland City, and lively local events. This property is more than a home—it’s your chance to live the life you’ve imagined. For qualified buyers, a VA assumable loan at an exceptional 2.85% makes this opportunity even more attainable. Don’t let this opportunity slip away. Schedule your tour today to experience it firsthand.
Source: REALTRACS #2773388
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2773388
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
