113 Riverview Dr, Saint Simons Island, GA 31522
3 beds · 2 baths · 1,711 sqft
Welcome to your perfect slice of paradise! This stunning 3-bedroom, 2-bathroom home boasts 1,711 sq. ft. of comfortable living space and is nestled on the beautiful St. Simons Island. Built in 2017, this modern property offers all the amenities and features you desire. Highlights - Inground Saltwater Pool with cool deck: Enjoy the ultimate relaxation in your private saltwater pool, perfect for hot summer days or evenings. RV Parking pad with 50 amp electric: Ideal for travel enthusiasts, this home includes a dedicated RV pad complete with hookups, allowing for easy travel and adventure. 2 Car Garage: High Garage Entrance. Spacious Shed for Storage: Keep your outdoor gear organized and secure with a convenient storage shed, offering ample space for all your tools and equipment. Greenhouse: Green thumbs will love the attached greenhouse, providing a perfect spot to cultivate your plants and vegetables year-round. Pavilion: Entertain friends and family in the charming outdoor pavilion, an ideal space for gatherings, barbecues, or simply unwinding in a peaceful setting. This property has no HOA, giving you the freedom to personalize your home as you wish! Conveniently located just a half mile from Redfern Village, where you'll find shopping, dining, and entertainment, as well as only 2.8 miles from the beach, the location is perfect for those who love the sun and surf. Additionally, FLETC is only 11.5 miles away. With its inviting features and prime location, this could be your perfect Airbnb investment, vacation getaway, or primary home. Home is on public sewer & water. HVAC serviced in 2023. Furniture can be purchased as well. Don't miss this opportunity to own a slice of St. Simons Island paradise! Schedule a showing today to see this Island Oasis and make your dream home a reality!
Source: GAMLS #10423405
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10423405
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.