VA loan
1 of 37
VA loan

1035 Eagles Nest Cir, Carrollton, GA 30116

4 beds · 3 baths · 2,065 sqft

COMPLETELY RENOVATED AND OH SO GORGEOUS! ALL THE UPDATES AND UPGRADES YOU CAN WANT ARE ALREADY HERE! You will be the envy of all your friends when you purchase this lovely home. Beautiful OPEN FLOOR PLAN is highlighted by this SHOWSTOPPER KITCHEN. Kitchen features dreamy hickory cabinets,beautiful granite counters, upgraded appliances and lighting, an upscale, eye catching vent hood, pantry and a generously proportioned lovely ISLAND that holds ample cabinet storage and a microwave hideaway. In the corner of the kitchen, check out the beautiful barn door which leads to the laundry area. Keep an eye on the kids and chat with guests in this beautiful family room while you whip up an awesome meal in the kitchen. Did you take a peak at the fireplace and gorgeous mantle? How about these gorgeous floors throughout this great home? Expansive family room with vaulted ceiling and beautiful natural light is large enough to entertain all your guests. Heading upstairs, did you notice there are only 2 small steps? Restful nights begin in this beautiful and peaceful oasis that is the primary suite. Bedroom has beautiful moulding and walk in closet. Primary bath features a walk in shower with updated shower head and lovely cabinet and sink. 2nd bedroom has the unique feature of a murphy bed and it stays! 3rd bedroom has great natural light. All of the carpet has been replaced during the seller's ownership and it looks brand new. 2nd full and spacious bath with gorgeous cabinet round out this floor. On the lower level, you will find an impressive 4th bedroom with ensuite bath. Bath features upgraded walk in shower (this is the 3rd bath in the house) and another beautiful vanity. If privacy is needed, maybe for a teenager or in law, there is a separate exterior entrance to the basement area. You will also find a bonus room. The bonus room features a barn door that cleverly covers the crawl space access to the home. Stepping outside of the kitchen, you will find a beautiful deck overlooking this peaceful backyard. Deck has been replaced during the seller's ownership as has the front porch. This outdoor area is just waiting for your grill and for you and friends to enjoy these beautiful fall days. Gotta green thumb? There are some nice gardening boxes. Storage building stays. While the driveway has a notable slope, it is well maintained and provides excellent drainage. Did I mention Central schools? Hurry to see this one today because you are not going to find all these beautiful details anywhere else in this price range! Schedule your appointment today!

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Lot size
1 acres
Year built
2004
Type
Single Family Residence

Source: GAMLS #10390421

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Dec 02, 2024 10:15 am
Listing agent: Kristi Navarre (770) 841-1111
Listing provided courtesy of:
Details provided by GAMLS and may not match the public record.
MLS ID: #10390421
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2024 GAMLS. All rights reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.